💳 Availability, security, cashback: the best crypto cards you can use in Ukraine

Incryptico » 💳 Availability, security, cashback: the best crypto cards you can use in Ukraine
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Currently, crypto is becoming an increasingly desirable asset in any investor’s portfolio, and the value of all cryptocurrencies today exceeds $1 trillion.

The crypto industry has no plans to stop there and continues to grow. It strives to expand its influence and change the field of financial services, so it constantly offers new tools that open access to a wider range of users.

As a result, the world has seen the emergence of a new type of credit and debit card whose owners can earn rewards in bitcoins, ethers and many other cryptocurrencies. In fact, these are the same cards as any other, with one main difference: you can use crypto for financial transactions.

Today we will talk about the best crypto cards that you can use in Ukraine. We will also help you determine which card is right for you and what you should pay attention to when choosing it.

How crypto cards work

Cryptocards allow you to pay with cryptocurrency even in places where it is not accepted. The card itself converts bitcoins or other crypto-assets into any fiat currency and allows you to make purchases. The crypto card can also be used to withdraw cash from an ATM in any available fiat currency.

And now something about rewards in the crypt. You can use a crypto card to pay for any purchase and get a certain percentage of cashback. The amount of cashback will depend on the card you choose: it can be a flat fee for each purchase or bonus rewards in certain categories, such as clothing or taxis.

What you should pay attention to when choosing a cryptocurrency card

Crypto cards are different from traditional bank cards. Therefore, before starting work with a cryptocurrency card, pay attention to the following aspects:

Your personal needs

Do you really need a crypto card? This is the first question you should ask yourself when choosing. If you prefer to make purchases in crypto as opposed to fiat currency, then a cryptocurrency card can really come in handy. If you don’t use crypto in your everyday life, why do you need a crypto card?


Some crypto cards charge a fee. This can be a monthly service fee, interest for foreign transfers or for withdrawing cash from an ATM. Choose a card that offers favorable conditions in terms of fees.


Not all crypto cards offer transaction rewards, so we recommend looking for ones that do. So you can save money on purchases, receiving cashback.


Some crypto cards are only available in certain regions. Therefore, before opening a card, find out whether it works in Ukraine. You can not go far – we have prepared a list of the best crypto cards available to us.

3 best crypto cards that you can use in Ukraine

We have selected for you three of the best crypto cards that you can start using right now. To form this selection, we compared their fees, available rewards, supported cryptocurrencies, as well as the main features of the crypto cards themselves.

Coinbase Visa Card

It is one of the most popular crypto debit cards that can be used anywhere Visa is accepted.

• Fee: 2.49% for cryptocurrency conversion
• Rewards: 4% cashback
• Number of supported cryptocurrencies: 9

Founded in 2012, Coinbase is one of the most famous crypto exchanges. The company applied its extensive experience in the field of cryptocurrencies and, as a result, offered a quality solution – the Coinbase Visa card.

This crypto-card is characterized by a high level of security and ease of currency conversion. Cardholders have access to nine cryptocurrencies, including Bitcoin, Ethereum and Litecoin, and can convert fiat to crypto instantly in their Coinbase wallet.

Security features provided by Coinbase include two-factor authentication, a secure mobile wallet app, card freeze, and expense tracking.

To get a card, residents of European countries must pay €4.95.

Advantages of Coinbase Visa:

  • Available wherever Visa is accepted
  • High level of security
  • No transaction fees
  • Support for multiple cryptocurrencies

Disadvantages of Coinbase Visa:

  • 2.49% fee for cryptocurrency conversion
  • Coinbase account required for use

Binance Visa Card

This is one of the best crypto debit cards that offers 8% cashback.

• Commission: up to 0.9% for transactions and cash withdrawals at ATMs
• Rewards: 8% cashback
• Number of supported cryptocurrencies: 30

Binance is the world’s largest cryptocurrency exchange by trading volume. In 2020, the company began working with Swipe and later launched its own Visa debit card. You can get this crypto card for free. Additionally, Binance does not charge card maintenance fees.

Binance Visa Card supports a large number of cryptocurrencies compared to other crypto cards on the market. With it, you have access to 30 cryptoassets, among which are Bitcoin, Ethereum, Binance Coin and Cardano.

As for the 8% cashback, this reward is only available in the native cryptocurrency of this exchange — Binance Coin. This card charges up to 0.9% on transactions and withdrawals, but that fee is relatively low.

In addition, Binance recently launched a program for refugees from Ukraine temporarily staying in the European Economic Area. Ukrainians who open a Binance Card will be able to receive 75 BUSD per month for three consecutive months (that is, up to 225 BUSD in total).

In addition, Binance recently launched a program for refugees from Ukraine temporarily staying in the European Economic Area. Ukrainians who open a Binance Card will be able to receive 75 BUSD per month for three consecutive months (that is, up to 225 BUSD in total).

Advantages of Binance Card:

  • Cashback up to 8%
  • There are no fees for issuing or servicing the card
  • Maintaining a large number of cryptocurrencies
  • Low transaction fees

Disadvantages of Binance Card:

  • Cashback is only available at BNB

Crypto.com Visa Card

The Visa card from Crypto.com is ideal for those who need access to a large number of cryptocurrencies.

• Fee: 0.5% per transaction if card threshold limit is exceeded
• Rewards: up to 8% cashback
• Number of supported cryptocurrencies: 90

Crypto.com offers seven different Visa debit cards that give holders access to 90 cryptocurrencies and over 20 fiat currencies.

To start using any of Crypto.com’s cards, users need to buy a certain amount of the company’s native tokens — CRO. The more CRO tokens you buy, the more benefits the crypto card provides.

For example, you can get a Midnight Blue card without buying the company’s tokens, but it will not give you cashback and will have a low monthly transaction limit. The biggest investment is to start using the Obsidian card, with which you will be able to receive up to 8% cashback, as well as discounts on various services, such as a subscription to Netflix or Spotify.

You can freely use this card in Ukraine, but you can only get it in other European countries, such as Austria, Belgium, Poland or the Czech Republic.

Advantages of Crypto.com Card:

  • Support for more than 90 cryptocurrencies
  • Low or no fees at all
  • Discounts on streaming services

Disadvantages of Crypto.com Card:

  • The highest level of cashback requires significant investment
  • The card must be opened in another country

Each of the cards listed by us offers its own advantages and disadvantages – however, they are united by the fact that they can be used in Ukraine. Choose a crypto card and contribute to the adoption of cryptocurrency in the world!

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